First Home Savings Account (FHSA)\ub294 2022\ub144 \uc608\uc0b0\uc548\uc5d0\uc11c \ubc1c\ud45c\ub418\uace0 2023\ub144 4\uc6d4 1\uc77c\ubd80\ud130 \uc2dc\ud589\ub41c \uc0c8\ub85c\uc6b4 \ubc29\uc548\uc73c\ub85c \uccab \uc790\uac00 \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub294 \ucd94\uac00\uc801\uc778 \uc138\uae08 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uac8c \ub418\uc5c8\ub2e4. First Home Savings Account(FHSA)\uc5d0 \uc785\uae08\ud558\ub294 \uae08\uc561\uc740 \uc18c\ub4dd\uacf5\uc81c\uac00 \ub418\uba70, FHSA\ub0b4\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc218\uc775\uc5d0 \ub300\ud574\uc120 \uba74\uc138\ud61c\ud0dd\uc774 \uc788\ub2e4. \uccab \uc790\uac00 \uc8fc\ud0dd \uad6c\ub9e4\ub97c \uc704\ud558\uc5ec \uc778\ucd9c\ud558\ub294 \uae08\uc561 \ub610\ud55c \uacfc\uc138\ub300\uc0c1\uc774 \uc544\ub2c8\ub2e4. \uc0c8\ub85c \uc2dc\ud589\ub418\ub294 \uc815\ucc45\uc778 \ub9cc\ud07c \ud61c\ud0dd \ub300\uc0c1\uc790\uc640 \ub0b4\uc6a9\uc744 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\ub3c4\ub85d \ud558\uaca0\ub2e4.<\/p>\n

\uc2e0\uccad\uc790\uaca9<\/strong>
\nFHSA\uacc4\uc88c\ub97c \uc5f4\uae30 \uc704\ud574\uc11c\ub294 \uc544\ub798\uc640 \uac19\uc740 \uc790\uaca9\uc694\uac74\uc744 \uac16\ucd94\uc5b4\uc57c \ud55c\ub2e4.
\n1) \ucd5c\uc18c 18\uc138 \uc774\uc0c1 \uce90\ub098\ub2e4 \ub0b4 \uac70\uc8fc\ubbfc\uc774\uc5b4\uc57c \ud55c\ub2e4.
\n2) FHSA\uacc4\uc88c\ub97c \uc5ec\ub294 \ud574\uc5d0 \ubcf8\uc778 \uba85\uc758 \ud639\uc740 \ubc30\uc6b0\uc790\ub098 \ub3d9\uac70\uc778\uc758 \uba85\uc758\ub85c \ub41c \uc9d1\uc744 \uc18c\uc720\ud55c \uc801\uc774 \uc5c6\uc5b4\uc57c \ud55c\ub2e4.
\n3) \uacc4\uc88c\ub97c \uac1c\uc124\ud558\ub294 \ud574\ub85c\ubd80\ud130 \uc9c0\ub09c 4\ub144\uac04 \uc9d1\uc744 \uc18c\uc720\ud55c \uc801\uc774 \uc5c6\uc5b4\uc57c \ub41c\ub2e4.
\n4) \ud55c \ucc44\uc758 \uc790\ud0dd\uc5d0\ub9cc \ud55c\ud558\uc5ec \uc138\uae08\uc744 \ub0b4\uc9c0 \uc54a\uace0 FHSA\ub85c\ubd80\ud130 \uc778\ucd9c \ud560 \uc218 \uc788\ub2e4.<\/p>\n

CONTRIBUTION(\uc608\uae08)<\/strong>
\n\ud55c \uac1c\uc778\uc774 \ud3c9\uc0dd\ub3d9\uc548 \uc608\uae08\ud560 \uc218 \uc788\ub294 \ud55c\ub3c4\ub294 $40,000 \uc774\uba70, \ub144\uac04 $8,000\uc758 \uc608\uae08\ud55c\ub3c4\uac00 \uc788\ub2e4. \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc740 \uc608\uae08\ud55c\ub3c4\ub294 \ud6c4\ub144\uc73c\ub85c \uc774\uc6d4\uc774 \uac00\ub2a5\ud558\ub2e4. \ud55c \uac1c\uc778\uc774 \uc5ec\ub7ec\uac1c\uc758 FHSA\ub97c \uac1c\uc124\ud560 \uc218 \uc788\uc9c0\ub9cc, \ud3c9\uc0dd\uc758 \uc608\uae08\ud55c\ub3c4\uc640 \uc5f0\uac04 \uc608\uae08\ud55c\ub3c4\ub294 \ub611\uac19\ub2e4. RRSP\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c FHSA\ub85c \uc608\uce58\ud55c \uae08\uc561\uc740 \uadf8\ud574\uc758 \uc18c\ub4dd\ubcf4\uace0\uc2dc \uc18c\ub4dd\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\ub2e4.<\/p>\n

WITHDRAWALS AND TRASNFERS (\uc778\ucd9c \ubc0f \uc1a1\uae08)<\/strong>
\n\uccab \uc8fc\ud0dd\uad6c\ub9e4\uc790\uac00 FHSA\uc5d0\uc11c \uc778\ucd9c\ud558\ub294 \uae08\uc561\uc740 \uacfc\uc138\ub300\uc0c1\uc774 \uc544\ub2c8\uc9c0\ub9cc, \ub2e4\ub978 \uc6a9\ub3c4\ub85c \uc778\ucd9c\ud560 \uacbd\uc6b0\uc5d0\ub294 \uacfc\uc138\ub300\uc0c1\uc774\ub2e4. FHSA\uc5d0\uc11c 71\uc138 \uc774\uc804\uc5d0\ub294 RRSP (Registered Retirement Savings Plan)\uc73c\ub85c, \uadf8 \uc774\ud6c4\uc5d0\ub294 RRIF(Registered Retirement Income Fund) \ub85c \uc804\ud658\uc774 \uac00\ub2a5\ud558\ub2e4. \uc774\ub807\uac8c \ud55c \uc804\ud658\ud55c \uacbd\uc6b0, \uacfc\uc138\ub300\uc0c1\uc774 \uc544\ub2c8\uc9c0\ub9cc, \uc804\ud658\ub41c \ud6c4 RRSP\ub098 RRIF\uc5d0\uc11c \uc778\ucd9c\uc744 \ud560 \uacbd\uc6b0\uc5d0\ub294 \uacfc\uc138\ub300\uc0c1\uc774\ub2e4.
\n\uccab \uc8fc\ud0dd \uad6c\ub9e4\ub97c \ubaa9\uc801\uc73c\ub85c \uc778\ucd9c\uc744 \ud560 \uacbd\uc6b0\uc5d0\ub294 \ub2e4\uc74c \uc870\uac74\ub4e4\uc5d0 \ubd80\ud569\ud558\ub294\uc9c0 \ud655\uc778\ud574\uc57c \ud55c\ub2e4.
\n1) \uccab\uc8fc\ud0dd \uad6c\ub9e4\ub97c \uc704\ud55c \uc778\ucd9c\uc774\uc5b4\uc57c \ud55c\ub2e4.
\n2) \uc778\ucd9c\ud55c \ub2e4\uc74c\ud574\uc758 9\uc6d4 30\uc77c \uc774\uc804\uae4c\uc9c0 \uad6c\ub9e4\ud558\ub824\uace0 \ud558\ub294 \uc8fc\ud0dd\uc758 \uc18c\uc720\uad8c \uc774\uc804\uc774 \uc644\ub8cc\ub418\uc5b4\uc57c \ud55c\ub2e4.
\n3) \uc774\ubbf8 \uc9d1\uc744 \uad6c\uc785\ud55c \ud6c4\ub77c\uba74 \uc778\ucd9c \uc2dc\uc810\uc774 \uc9d1 \uad6c\uc785 \uc2dc\uc810\uc73c\ub85c\ubd80\ud130 30\uc77c\uc744 \ub118\uc9c0 \uc54a\uc544\uc57c \ud55c\ub2e4.
\n4) FHSA\ub97c \uc778\ucd9c\ud558\ub294 \uc2dc\uc810\uc73c\ub85c\ubd80\ud130 \uccab \uc8fc\ud0dd\uc744 \uc18c\uc720\uad8c \uc774\uc804\ud558\ub294 \uc2dc\uc810\uae4c\uc9c0 \uce90\ub098\ub2e4 \uac70\uc8fc\uc790\uc5ec\uc57c \ud55c\ub2e4.
\n5) \uc8fc\ud0dd \uad6c\ub9e4\ud6c4 1\ub144 \uc774\ub0b4\uc5d0 \ubcf8\uc778\uc758 \uc8fc \uac70\uc8fc\uc9c0\ub85c \uc0ac\uc6a9\ub418\uc5b4\uc57c \ud55c\ub2e4.
\nFHSA\uc5d0\uc11c RRSP\ub098 RRIF\ub85c \uc1a1\uae08\uc2dc\uc5d0 \uac1c\uc778\uc758 RRSP\uc608\uae08\ud55c\ub3c4\uc5d0 \uc601\ud5a5\uc744 \ubc1b\uc9c0 \uc54a\uc9c0\ub9cc, FHSA\uc5d0\uc11c \uc1a1\uae08\ud558\uac70\ub098 \uc778\ucd9c \ud560 \uacbd\uc6b0\uc5d0 FHSA\uc758 \uc608\uae08\ud55c\ub3c4\uac00 \ub2e4\uc2dc \uc0dd\uae30\uc9c4 \uc54a\ub294\ub2e4. \ubc18\ub300\ub85c RRSP\ub098 RRIF\uc5d0\uc11c FHSA\ub85c \uc1a1\uae08\uc744 \ud560 \uc218 \uc788\uc9c0\ub9cc, FHSA\uc758 \ud3c9\uc0dd \uc608\uae08\ud55c\ub3c4 $40,000\uacfc \uc5f0\uac04 \uc608\uae08\ud55c\ub3c4 $8,000\uc5d0 \ud55c\ud574\uc11c \uac00\ub2a5\ud558\uba70 \uc1a1\uae08\uc744 \ud588\ub2e4\uace0 RRSP\ud55c\ub3c4\uac00 \ub2e4\uc2dc \uc0dd\uc131\ub418\uc9c0\ub294 \uc54a\ub294\ub2e4.
\n\uac1c\uc778\uc774 FHSA\uacc4\uc88c\uad6c\uc124 \ud6c4 15\ub144\uac04 \uc608\uce58\ub41c \uae08\uc561\uc774 \uc4f0\uc774\uc9c0 \uc54a\uc744 \uacbd\uc6b0, \ud639\uc740 71\uc138\uac00 \ub418\uc5c8\uc744 \uacbd\uc6b0\uc5d0\ub294 FHSA\uacc4\uc88c\ub97c \ub2eb\uc544\uc57c \ud55c\ub2e4. \uc774\ub54c \uc4f0\uc774\uc9c0 \uc54a\uc740 \uc608\uce58\uae08\uc561\uc740 RRSP\ub098 RRIF\ub85c \uc1a1\uae08\ud558\uac70\ub098, \uacfc\uc138\ub300\uc0c1\uc73c\ub85c \uc778\ucd9c\ud574\uc57c\ud55c\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uc608\uc0c1\uce58 \ubabb\ud55c \uc138\uae08 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud558\ub294 \uac83\uc744 \ub9c9\uae30 \uc704\ud574\uc11c\ub294 \uc5b8\uc81c FHSA\ub97c \ub2eb\uc544\uc57c \ud558\ub294\uc9c0 \ubbf8\ub9ac \uc778\uc9c0\ud558\uace0 \uadf8\uc5d0 \ub300\ud55c \ud574\uacb0 \ubc29\uc548\uc744 \ub9c8\ub828\ud574 \ub450\ub294 \uac83\uc774 \uc88b\ub2e4.<\/p>\n

Home Buyers\u2019 Plan (HBP)<\/strong>
\nHBP\ub294 \uac1c\uc778\uc774 \uccab \uc8fc\ud0dd\uad6c\ub9e4\uc790\uc77c \uacbd\uc6b0 RRSP\uc5d0\uc11c $35,000\ub9cc\ud07c \uba74\uc138\ub300\uc0c1\uc73c\ub85c \uc778\ucd9c\uac00\ub2a5\ud558\ub2e4. HBP\ub85c RRSP\uc5d0\uc11c \uc778\ucd9c\ud55c \uae08\uc561\uc740 \uc778\ucd9c\ud55c \ud574\uc758 \ub2e4\uc74c\ud574\ubd80\ud130 \uc2dc\uc791\ud574\uc11c 15\ub144 \ub0b4\ub85c RRSP\ub85c \uac1a\uc544\uc57c\ud55c\ub2e4.
\nHBP\ub294 \ud604\uc7ac \uc2dc\ud589\ub300\ub85c \uc720\uc9c0\ub418\uba70, \ud55c \uc8fc\ud0dd\uad6c\ub9e4\ub97c \uc704\ud574\uc11c FHSA\uc640 HBP \ub3d9\uc2dc\uc5d0 \uc778\ucd9c \ud558\ub294 \uac83\uc774 \uac00\ub2a5\ud558\ub2e4.<\/p>\n

<\/p>\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

First Home Savings Account (FHSA)\ub294 2022\ub144 \uc608\uc0b0\uc548\uc5d0\uc11c \ubc1c\ud45c\ub418\uace0 2023\ub144 4\uc6d4 1\uc77c\ubd80\ud130 \uc2dc\ud589\ub41c \uc0c8\ub85c\uc6b4 \ubc29\uc548\uc73c\ub85c \uccab \uc790\uac00 \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub294 \ucd94\uac00\uc801\uc778 \uc138\uae08 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uac8c \ub418\uc5c8\ub2e4. First Home Savings Account(FHSA)\uc5d0 \uc785\uae08\ud558\ub294 \uae08\uc561\uc740 \uc18c\ub4dd\uacf5\uc81c\uac00 \ub418\uba70, FHSA\ub0b4\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc218\uc775\uc5d0 \ub300\ud574\uc120 \uba74\uc138\ud61c\ud0dd\uc774 \uc788\ub2e4. \uccab \uc790\uac00 \uc8fc\ud0dd \uad6c\ub9e4\ub97c \uc704\ud558\uc5ec \uc778\ucd9c\ud558\ub294 \uae08\uc561 \ub610\ud55c \uacfc\uc138\ub300\uc0c1\uc774 \uc544\ub2c8\ub2e4. \uc0c8\ub85c \uc2dc\ud589\ub418\ub294 \uc815\ucc45\uc778 \ub9cc\ud07c \ud61c\ud0dd \ub300\uc0c1\uc790\uc640 … Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[26],"tags":[],"class_list":["post-6565","post","type-post","status-publish","format-standard","hentry","category-accnt-column"],"_links":{"self":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts\/6565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/comments?post=6565"}],"version-history":[{"count":2,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts\/6565\/revisions"}],"predecessor-version":[{"id":6568,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts\/6565\/revisions\/6568"}],"wp:attachment":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/media?parent=6565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/categories?post=6565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/tags?post=6565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}