\uc774\ubc88\uc8fc\uc5d0 \uce90\ub098\ub2e4\uc758 \uc778\ud50c\ub808\uc774\uc158 \uc9c0\uc218\uac00 \ubc1c\ud45c\ub418\uc5c8\ub294\ub370 \uc5f0\uac04 \uc778\ud50c\ub808\uc774\uc158\uc740 12\uc6d4\uc5d0 6.3%\ub85c \ub454\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc5ec\ub984\uc5d0 8.1%\ub85c \ucd5c\uace0\uc810\uc744 \ucc0d\uace0 11\uc6d4 6.8% \ub300\ube44 \uc810\ucc28 \uc548\uc815\uc774 \ub418\uc5b4\uac00\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.
\n\ud558\uc9c0\ub9cc \uc5d0\ub108\uc9c0\uc640 \uc2dd\ud488\uac00\uaca9\uc744 \uc81c\uc678\ud55c \ud575\uc2ec \uc778\ud50c\ub808\uc774\uc158\uc758 \uac1c\uc120\uc740 \uc5c6\uc5b4 \ub2e4\uc74c\uc8fc\uc5d0 \uce90\ub098\ub2e4\uc911\uc559\uc740\ud589Bank of Canada \uc5d0\uc11c \uae08\ub9ac \uc778\uc0c1\uc744 \ub610\ub2e4\uc2dc \ub2e8\ud589\ud560 \uac83\uc73c\ub85c \ubcf4\uc774\uba70 0.25% \uc778\uc0c1\uc774 \uc608\uce21\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucc38\uace0\ub85c 2021\ub144 \ud3c9\uade0 \ubb3c\uac00\uc0c1\uc2b9\ub960\uc740 3.4%, 2022\ub144\uc740 6.8% \uc600\uc2b5\ub2c8\ub2e4.
\n\uc774\ub294 \uc5d0\ub108\uc9c0\uc640 \uc2dd\ud488\uac00\uaca9\uc758 \uc0c1\uc2b9\uc774 \ud06c\uac8c \uc791\uc6a9\ud588\ub294\ub370 \uc138\uacc4\uacbd\uc81c \ub454\ud654\uc758 \uc6b0\ub824\uc18d\uc5d0 \uc6d0\uc720 \uac00\uaca9\uc758 \ud558\ub77d\uc774 \uc774\ubc88 \ubc1c\ud45c\ub41c \uc778\ud50c\ub808\uc774\uc158 \uc9c0\uc218 \ud558\ub77d\uc758 \uc8fc\ub41c \uc6d0\uc778\uc73c\ub85c \uc6d0\uc720\uac00\uaca9\uc774 \ub2e4\uc2dc \uce58\uc19f\ub294\ub2e4\uba74 \ubb3c\uac00\uc0c1\uc2b9\ub3c4 \uac19\uc774 \ub3d9\ubc18 \uc0c1\uc2b9\ud560 \uc218 \uc788\ub294 \uc0c1\ud669\uc774\ub77c \uc544\uc9c1 \uc548\uc815\ub41c \ubb3c\uac00 \ud558\ub77d\uc744 \uae30\ub300 \ud560 \uc218 \uc5c6\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4.
\n\ub530\ub77c\uc11c \uae08\ub9ac \uc778\uc0c1\uc758 \uc911\ub2e8\uc744 \uc27d\uac8c \uacb0\uc815\ud560 \uc0c1\ud669\uc774 \uc544\ub2c8\ub77c\ub294 \uac01\uad6d \uc911\uc559\uc740\ud589\uc758 \uace0\uc2ec\uc774 \uacc4\uc18d \uae4a\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uc5ed\uc2dc 12\uc6d4 \uc0dd\uc0b0\uc790 \ubb3c\uac00\uc9c0\uc218(PPI)\uac00 \uc804\uc6d4 \ub300\ube44 0.5%\uac00 \ub5a8\uc5b4 \uc84c\ub294\ub370 0.1% \ud558\ub77d\uc744 \uc608\uc0c1\ud588\ub358 \uac83\ubcf4\ub2e4 \ud06c\uac8c \ud558\ub77d\ud558\uace0 \ud39c\ub370\ubbf9 \ucd08\uae30\uc778 4\uc6d4 \uc774\ud6c4 \ucd5c\ub300 \ud558\ub77d\ub960 \uc774\uc600\uc2b5\ub2c8\ub2e4. \uc791\ub144 3\uc6d4 11.7% \uace0\uc810\uc5d0 \ube44\ud558\uba74 5.5%\ub098 \ub0b4\ub824\uac04 6.2%\uc778 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubbf8\uad6d \uc5ed\uc2dc \uc5d0\ub108\uc9c0 \uac00\uaca9\uc774 \uc804\uc6d4 \ub300\ube44 7.9% \ud558\ub77d, \uc0c1\ud488 \ubb3c\uac00\ub294 1.6% \ub5a8\uc5b4\uc838 \ud558\ub77d\uc744 \uc8fc\ub3c4\ud588\uc73c\ub098 \uc11c\ube44\uc2a4 \ubb3c\uac00\ub294 \uc0c1\uc2b9\ud558\uace0 \uadfc\uc6d0 PPI\ub294 \uc804\uc6d4 \ub300\ube44 0.1% \uc804\ub144 \ub300\ube44 5.5% \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc9c0\ud45c\ub294 \uc810\ucc28 \uc88b\uc544\uc9c0\uace0 \uc788\uc9c0\ub9cc \uc544\uc9c1 \ubbf8\uc911\uc559\uc740\ud589\uc758 \ubaa9\ud45c(2%)\ubcf4\ub2e4 \ud6e8\uc52c \ub192\uc740 \uc0c1\ud669\uc774\ub77c \uae08\ub9ac\ub294 \uc544\uc9c1\ub3c4 \ub354 \uc778\uc0c1\ud574\uc57c \ud55c\ub2e4\ub294 \uae30\uc870\ub294 \ubcc0\ud568\uc774 \uc5c6\uc5b4 \uc774\ubc88\uc5d0\ub3c4 0.25-0.50% \uadf8\ub9ac\uace0 3\uc6d4\uc5d0\ub3c4 0.25% \uc778\uc0c1\uc774 \uc608\uc0c1\ub429\ub2c8\ub2e4.
\n\ucd5c\uc885 \uae08\ub9ac\ub97c 5%\ub85c \uc608\uce21\ud574 \uc654\uc9c0\ub9cc 5.5%\ub294 \ub418\uc57c \ud55c\ub2e4\ub294 \uc5f0\uc900\uc758 \uac15\uacbd \ubc1c\uc5b8\uc740 \uac70\ub4ed \ub418\uace0 \uc788\uc5b4 \uc62c\ud574 \uc548\uc5d0 \uae08\ub9ac \uc778\ud558\ub97c \uae30\ub300 \ud558\uae30\ub294 \uc27d\uc9c0 \uc54a\uc740 \uc0c1\ud669\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc62c\ud574 \uacbd\uae30 \uce68\uccb4\ub294 \ubaa8\ub4e0 \uae30\uad00\uacfc \uc9c0\ud45c\uc5d0\uc11c \ud655\uc2e4\uc2dc \ud558\uace0 \uc788\uc5b4 \uc12f\ubd80\ub978 \ub099\uad00\ub860\uc740 \uc811\uace0 \uadf8\uc5d0 \ub530\ub77c \ub300\ube44\ub97c \ud558\ub294 \uac83\uc774 \ud604\uba85 \ud558\ub9ac\ub77c \ubd05\ub2c8\ub2e4.<\/p>\n

\uc0c1\ubc18\uae30 \uc2e0\uaddc \ubb3c\ub7c9\uc774 \uad00\uac74<\/strong>
\n\ubc34\ucfe0\ubc84 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc740 \uc544\uc9c1 \ubcf8\uaca9\uc801\uc778 \uae30\ub3d9\uc744 \ubcf4\uc774\uc9c4 \uc54a\uace0 \uc788\uc2b5\ub2c8\ub2e4. 18\uc77c \ud604\uc7ac 1\uc6d4\uc5d0 \uad11\uc5ed\ubc34\ucfe0\ubc84Great Vancouver, Fraser Valley & Chilliwack \ucd1d 3,379\uac1c \uc2dc\uc7a5\uc5d0 \uc2e0\uaddc\ub85c \ub098\uc654\uace0 909\uac1c \ud310\ub9e4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc2e0\uaddc \ub9e4\ubb3c\uacfc \ud310\ub9e4 \ubb3c\ub7c9\uc774 \uc608\uc804 \ud3c9\uade0 \ubcf4\ub2e4 \ub0ae\uc544 \uc5ec\uc804\ud788 \ub9e4\ub3c4 \ub9e4\uc218\uce21 \ubaa8\ub450 \uc2e0\uc911\ud55c \uad00\ub9dd\uc138\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.
\n\uc740\ud589\uc744 \ud1b5\ud574 \ub098\uc624\ub294 \ub514\ud384\ud2b8default\ub85c \uc778\ud55c \uac15\uc81c \ub9e4\uac01 \ubb3c\ub7c9\uc774 \uad11\uc5ed \ud1a0\ub860\ud1a0\uc5d0\uc120 \uc57d\uac04 \uc99d\uac00\ud558\uace0 \uc788\ub2e4\uace0 \ud558\uace0 \uc788\uc5b4 \uc55e\uc73c\ub85c\ub3c4 \uae08\ub9ac \uc778\uc0c1\uacfc \uace0\uae08\ub9ac \uc720\uc9c0\uac00 \uc62c \ud55c\ud574\ub0b4\ub0b4 \uc9c0\uc18d \ub41c\ub2e4\uba74 \ucde8\uc57d \uacc4\uce35\uacfc \ubcc0\ub3d9\uae08\ub9ac\uc640 \uc7ac \uac31\uc2e0, \uc2e4\uc5c5, \uc2e0\uaddc\ubd84\uc591 \ud074\ub85c\uc9d5 \ub4f1\uc758 \ud574\ub2f9\uc790\ub4e4\uc5d0\uac90 \ud798\ub4e0 \ud55c\ud574\uac00 \ub418\uaca0\uc2b5\ub2c8\ub2e4.
\n\uadf8\ub098\ub9c8 \uc735\uc790 \uc2b9\uc778 \uc2dc \uc2a4\ud2b8\ub808\uc2a4\ud14c\uc2a4\ud2b8Stress Test\ub97c \uc2dc\ud589\ud574\uc640 \ubaa8\uae30\uc9c0 \ub514\ud384\ud2b8mortgage default \uc704\ud5d8\ub3c4\ub294 \uc544\uc9c1\uc740 \uc6b0\ub824\ud560 \uc0c1\ud669\uc740 \uc544\ub2c8\ub77c\uace0 \ubcf4\uc785\ub2c8\ub2e4. \uc2e0\uaddc \ubb3c\ub7c9\uc774 \uc5bc\ub9c8\ub9cc\ud07c \uc0c1\ubc18\uae30\uc5d0 \ub098\uc624\ub294\uc9c0\uac00 \uae08\ub9ac \ubb38\uc81c \ub2e4\uc74c\uc73c\ub85c \uad00\uac74\uc774\ub77c\uace0 \ubcf4\uc774\uba70 \uac00\uaca9\ud558\ub77d\uacfc \ud310\ub9e4\ubd80\uc9c4\uc740 \uc9c0\uc18d\ub418\uc5b4 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc758 \uc5b4\ub824\uc6c0\uc774 \uc774\ubc88\uc5d4 \ud53c\ud574 \uac00\uae30\ub294 \ud798\ub4dc\ub9ac\ub77c \ubcf4\uc785\ub2c8\ub2e4.
\n\uad00\uac74\uc740 \ubc14\ub2e5\uc744 \uce58\ub294 \uc2dc\uc810\uc774 \uae08\ub9ac\ub97c \ub0b4\ub9ac\uae30 \uc2dc\uc791\ud558\ub294 \uc2dc\uc810\uc778 \uc62c 11\uc6d4\uc774\ub098 \ub2a6\uc5b4\uc9c0\uba74 \ub0b4\ub144 4\uc6d4\uacbd\uc73c\ub85c \ubcf4\uba74 \uadf8 \ud6c4\ub85c \ubcf4\uace0 \ub2e4\uc2dc \ud68c\ubcf5\uc758 \uc2dc\uc810\uc740 \ub0b4\ub144 \ubd04\ubd80\ud130 \uc774\ub098 \uac00\uaca9 \uc7ac\uc0c1\uc2b9\uc740 \ub0b4\ub144 \uac00\uc744\ubd80\ud130 \ub2f9\ubd84\uac04 \uc644\ub9cc\ud788 \uc2dc\uc791\ub418\uace0 2025\ub144\uc774 \ub418\uc5b4\uc57c \ubcf8\uaca9\uc801 \ubd80\ub3d9\uc0b0 \uacbd\uae30\uac00 \ub2e4\uc2dc \uc88b\uc544 \uc9c0\ub9ac\ub77c \uc804\ub9dd\ud574 \ubd05\ub2c8\ub2e4.
\n\uadf8\ub7ec\ub098 \uc138\uacc4\uc801\uc778 \ubcf5\uc7a1\ud55c \uacbd\uc81c \uad6c\uc870\uc640 \ubcc0\uc218, \uc6d0\uc790\uc7ac, \uc804\uc7c1 \uadf8\ub9ac\uace0 \ud328\uad8c \uacbd\uc7c1 \ub4f1\uc73c\ub85c \ub9e4\uc77c \ubcc0\ub3d9\uc131\uc774 \ub110\ub6f0\ub294 \uc0c1\ud669\uc73c\ub85c \uc624\ub79c\ub9cc\uc5d0 \ub9de\ub294 \uac00\uc7a5 \uaca9\ubcc0\uc73c\ub85c \uae30\ub300\ub418\ub294 \ud55c\ud574\uc778 \uc62c\ud574\ub97c \uacc4\uc18d \uc798 \uc9c0\ucf1c\ubcf4\uba70 \uc9c0\uc18d\uc801\uc778 \ud310\ub2e8\uc774 \ud544\uc694\ud55c \ub54c \uc785\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

<\/p>\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc774\ubc88\uc8fc\uc5d0 \uce90\ub098\ub2e4\uc758 \uc778\ud50c\ub808\uc774\uc158 \uc9c0\uc218\uac00 \ubc1c\ud45c\ub418\uc5c8\ub294\ub370 \uc5f0\uac04 \uc778\ud50c\ub808\uc774\uc158\uc740 12\uc6d4\uc5d0 6.3%\ub85c \ub454\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc5ec\ub984\uc5d0 8.1%\ub85c \ucd5c\uace0\uc810\uc744 \ucc0d\uace0 11\uc6d4 6.8% \ub300\ube44 \uc810\ucc28 \uc548\uc815\uc774 \ub418\uc5b4\uac00\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc5d0\ub108\uc9c0\uc640 \uc2dd\ud488\uac00\uaca9\uc744 \uc81c\uc678\ud55c \ud575\uc2ec \uc778\ud50c\ub808\uc774\uc158\uc758 \uac1c\uc120\uc740 \uc5c6\uc5b4 \ub2e4\uc74c\uc8fc\uc5d0 \uce90\ub098\ub2e4\uc911\uc559\uc740\ud589Bank of Canada \uc5d0\uc11c \uae08\ub9ac \uc778\uc0c1\uc744 \ub610\ub2e4\uc2dc \ub2e8\ud589\ud560 \uac83\uc73c\ub85c \ubcf4\uc774\uba70 0.25% \uc778\uc0c1\uc774 \uc608\uce21\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucc38\uace0\ub85c 2021\ub144 \ud3c9\uade0 \ubb3c\uac00\uc0c1\uc2b9\ub960\uc740 3.4%, 2022\ub144\uc740 6.8% \uc600\uc2b5\ub2c8\ub2e4. … Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-6347","post","type-post","status-publish","format-standard","hentry","category-column"],"_links":{"self":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts\/6347","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/comments?post=6347"}],"version-history":[{"count":2,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts\/6347\/revisions"}],"predecessor-version":[{"id":6350,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts\/6347\/revisions\/6350"}],"wp:attachment":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/media?parent=6347"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/categories?post=6347"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/tags?post=6347"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}