\uc138\ubbf8\ub098\ub97c \ud558\uba74\uc11c \ub9ce\uc774 \ubc1b\ub294 \uc9c8\ubb38\uc774 \uc5ec\ub7ec \ud22c\uc790 \ubc29\ubc95\uc911\uc5d0\uc11c \uc8fc\ud0dd\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \ubbf8\ub798\ub97c \ubcf4\uc558\uc744\ub54c \uc633\uc740\uac83\uc778\uac00 \ud558\ub294 \uc9c8\ubb38\uc774\ub2e4. \ub2f5\uc740 \uadf8\ub807\uac8c \uac04\ub2e8\uce58\ub9cc\uc740 \uc54a\ub2e4. \uc5bc\ub9c8\ub3d9\uc548 \ud22c\uc790\uae30\uac04\uc744 \ub458 \uac83\uc774\ub0d0\uc5d0 \ub530\ub77c \ub9ce\uc774 \ub2ec\ub77c\uc9c4\ub2e4.
\n\uc791\uae08\uc758 \uc0c1\ud669\uc744 \ubcf4\uc558\uc744 \ub54c \uc138\uacc4\uc801\uc73c\ub85c \uc77c\uc5b4\ub098\ub294 \uba54\uac00 \ub3c4\uc2dc\ud654(\uc778\uad6c\uc640 \uacbd\uc81c\uac00 \uba87\uac1c\uc758 \ud070 \ub3c4\uc2dc\ub85c \uc3e0\ub9ac\ub294 \ud604\uc0c1)\uc758 \ud604\uc0c1\uc744 \ubc34\ucfe0\ubc84\uac00 \uc5b4\ub290 \ub3c4\uc2dc\ubcf4\ub2e4 \uc9c1\uc811\uc801\uc73c\ub85c \ubc1b\uace0 \uc788\ub294 \ub4ef\ud558\ub2e4.
\n\uc138\uc6d4\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ub3c4\uc2dc\ub4e4\ub3c4 \ud765\ub9dd\uc131\uc1e0\ub97c \uac70\ub4ed\ud558\uc9c0\ub9cc \ucd5c\uadfc \uce90\ub098\ub2e4\ub294 \uc624\uc77c\uc1fc\ud06c\uc774\ud6c4 \uc54c\ubc84\ud0c0\ub97c \uc8fc\ucd95\uc73c\ub85c \uc790\uc6d0\uc0b0\uc5c5\uc774 \uc8fc\uc7ac\ub8cc\uc774\uc5c8\ub358 \uacbd\uc81c \ubd84\uc704\uae30\uac00 \ud14c\ud06c\uc640 \uae08\uc735, \ub9ac\ud14c\uc77c\ucabd\uc73c\ub85c \ubb34\uac8c\uc911\uc2ec\uc774 \ub118\uc5b4\uac04 \ud604\uc0c1\uc774 \uc5ed\ub825\ud558\ub2e4. \uc790\uc6d0 \uc218\ucd9c\ub85c \uc778\ud55c \uc131\uc7a5\ubcf4\ub2e4\ub294 AI, \uc0ac\ubb3c\uc778\ud130\ub137, \uc778\ud130\ub137 \uc1fc\ud551, \ud074\ub77c\uc6b0\ub4dc \ub4f1\uc774 \ud0a4\uc6d4\ub4dc\uac00 \ub418\uace0 soft world\uc758 \uc131\uc7a5\uc774 \ubbf8\ub798\uc0b0\uc5c5\uc73c\ub85c \uc778\uc815\ubc1b\uac8c \ub418\uc5c8\ub2e4.
\n\uc774 \ub2ec \uc544\ub9c8\uc874 (Amazon)\uc740 \uc55e\uc73c\ub85c 3\ub144\uac04 \ubc34\ucfe0\ubc84\uc5d0\uc11c 3,000\uba85\uc758 \uc778\ub825\uc744 \ub354 \uace0\uc6a9\ud558\uc5ec \uc5f0\uad6c\uac1c\ubc1c\uc13c\ud130 \uc2dc\uc124\uacfc \uc778\ub825\uc744 \ud655\uc7a5\ud558\uaca0\ub2e4\uace0 \ubc1c\ud45c\ud588\ub2e4. \uc774\ubbf8 \ubc34\ucfe0\ubc84\uc5d0\ub294 2007\ub144\u00a0 \ub9c8\uc774\ud06c\ub85c\uc18c\ud504\ud2b8 (Microsoft)\uc0ac\uac00 800\uba85\uc774 \ub118\ub294 \uc9c1\uc6d0\uc744 \uace0\uc6a9\ud574 \ub2e4\uc6b4\ud0c0\uc6b4 \uc5f0\uad6c\uac1c\ubc1c\uc13c\ud130\ub97c \uc99d\uc124\ud55c \uc774\ud6c4 Amazon\uc740 1,000\uba85\uc774 \ub118\ub294 \uc9c1\uc6d0\uc774 \uadf8\ub9ac\uace0 \uadf8\uc678\uc5d0\ub3c4 \ud06c\uace0 \uc791\uc740 \ud14c\ud06c\ud68c\uc0ac\ub4e4\uc774 \ub2e4\uc6b4\ud0c0\uc6b4 \uc0ac\ubb34\uc2e4 \uacf5\uac04\ub4e4\uc744 \uc810\ub839\ud558\uace0 \uc788\ub2e4.
\nAmazon\uc740 \uc9c0\uae08 \uacf5\uc0ac\uc911\uc778 \ub2e4\uc6b4\ud0c0\uc6b4 \uc6b0\uccb4\uad6d \uc790\ub9ac\uac00 2020\ub144 \uc644\uacf5\ub418\uba74 \uc804\uccb4\uac74\ubb3c\uc758 1\/3\uc778 416,000sf \ub97c \ucc28\uc9c0\ud560 \uac83\uc774\ub77c \ud55c\ub2e4. \ubbf8 \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc758 \uc678\uad6d\uc778 \ube44\uc790 \uc81c\ud55c\uc815\ucc45\uc774\ud6c4, \uc624\ud0c0\uc640\uc5d0\uc11c\ub294 \uc774\ub54c\ub97c \uc774\uc6a9\ud574 \uce90\ub098\ub2e4\uc758 \ud14c\ud06c \uc778\ud504\ub77c\ub97c \ub298\ub9ac\ub824\ub294 \uc758\ub3c4\ub85c \uc678\uad6d\uc778 Guest worker\ub4e4\uc5d0\uac8c \uc27d\uace0\ub3c4 \uc2e0\uc18d\ud558\uac8c \ube44\uc790\ub97c \uc8fc\ub294 \uc815\ucc45\uc744 \uc368\uc11c, \ud14c\ud06c\uad00\ub828 \uc774\ubbfc\uc790\ub4e4\uc758 \ube44\uc790\uc808\ucc28\ub294 \ub108\ubb34\ub098 \ube60\ub974\uace0 \uc6a9\uc774\ud574\uc84c\ub2e4.
\nMicrosoft\ub098 Amazon \ub4f1\uc758 \ud070 \ud68c\uc0ac\ub4e4\uc774 \ubc34\ucfe0\ubc84\uc5d0 \uad00\uc2ec\uc744 \ub450\ub294 \uc774\uc720\ub294 \uc5ec\ub7ec\uac00\uc9c0\uc778\ub370 \uccab\uc9f8, \ud574\uc678 \ud14c\ud06c\uc778\ub825\ub4e4\uc758 \ube44\uc790\uc2e0\uccad\uc774 \uc2f8\uace0\ub3c4 \uc2e0\uc18d\ud558\uba70, \ub458\uc9f8 \uace0\uae09\uc778\ub825\ub4e4\uc744 \uad6c\ud558\uae30 \uc27d\uace0\u00a0 \uc784\uae08\uc774 \ube44\uad50\uc801 \uc800\ub834\ud558\uba70, \uc138\uc9f8, \ud14c\ud06c\ud5c8\ube0c\uc778 \ubbf8 \uc0cc\ud504\ub780\uc2dc\uc2a4\ucf54\uc640 \uc2dc\uc560\ud2c0\uacfc\ub3c4 \uc9c0\ub9ac\uc0c1 \uba40\uc9c0 \uc54a\ub2e4\ub294 \uac83\uc774\ub2e4.
\n\uc5f0\uc911 \uc9d1\uc744 \uac00\uc7a5 \ub192\uac8c \ud314 \uc218 \uc788\ub294 5\uc6d4
\n\uacfc\uac70 \ud1b5\uacc4\uc0c1 \uc5f0\uc911 \uac00\uc7a5\ub192\uac8c \uc8fc\ud0dd\uc774 \ud314\ub9ac\ub294 \ub2ec\uc774 5\uc6d4\uc774\ub77c\uace0 \ud558\ub294\ub370, \ud3c9\uade0 10,000 \ub2ec\ub7ec \uc774\uc0c1 \ucc28\uc774\uac00 \ub09c\ub2e4\uace0 \ud55c\ub2e4.
\n\uadf8\ub7f0\ub370 \ubc29\uae08 \ub098\uc628 4\uc6d4 \ud1b5\uacc4\uc5d0 \uc758\ud558\uba74 4\uc6d4 \ud3c9\uade0 \ud310\ub9e4\uc728\uc774 \uacfc\uac70 17\ub144\ub798 \ucd5c\uc800\uce58\uc600\ub2e4.
\n3\uc6d4\ubcf4\ub2e4\ub294 \uc57d\uac04 \uc62c\ub77c\uac14\uc9c0\ub9cc \ubd04\uc2dc\uc7a5\uc758 \uae30\ub300\uce58\uc5d0 \ud6e8\uc52c \ubabb \ubbf8\uce58\ub294 \uac83\uc774\ub2e4. 4\uc6d4 \ud55c \ub2ec\ub3d9\uc548 \ub2e8\ub3c5\uc8fc\ud0dd\uc740 \uc804\uccb4 \ub9ac\uc2a4\ud305 5,736\uac1c\uc911 807\uac1c\ub9cc \ud314\ub838\uace0 \ucf58\ub3c4\ub294 \uc804\uccb4 2,302\uac1c\uc911 1,308\uac1c\uac00, \ud0c0\uc6b4\ud558\uc6b0\uc2a4\ub294 1,284\uac1c\uc911 464\uac1c\ub9cc\uc774 \ud314\ub838\ub2e4.
\n\uc774\uac83\uc740 2017\ub144 4\uc6d4\ubcf4\ub2e4 27.4%\uac00 \ud558\ub77d\ud55c\uac83\uc774\ub2e4. \ud558\uc9c0\ub9cc Benchmark \uac00\uaca9\uc740 \ub2e8\ub3c5\uc8fc\ud0dd\uc774 \uc791\ub144\ub3d9\uae30\ubcf4\ub2e4 5.1%, \ucf58\ub3c4\uac00 23.7%, \ud0c0\uc6b4\ud558\uc6b0\uc2a4\uac00 17.7% \uc0c1\uc2b9\ud588\ub2e4.
\n\uc774\uc720\ub294 \ubb3c\ub860 2\uc6d4 20\uc77c NDP \uc815\ubd80\uc758 \uc608\uc0b0 \ubc1c\ud45c\uc2dc \ubc1c\ud45c\ud588\ub358 \ud22c\uae30\uc5b5\uc81c\ub97c \uc704\ud55c \uc5ec\ub7ec\uac00\uc9c0 \uc138\uae08\uc815\ucc45\uc758 \ubcc0\ud654\uc640 \uc62c\ud574 1\uc6d41\uc77c\ubd80\ud130 \uc2dc\ud589\ub41c \ubaa8\uae30\uc9c0 \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8 (Mortgage Stress test), \uadf8\ub9ac\uace0 \uc0c1\uc2b9\uc911\uc778 \uc740\ud589 \ub300\ucd9c\uae08\ub9ac\ub85c \uc778\ud574 \uad6c\ub9e4\uc790\uc758 \uc8fc\uba38\ub2c8\uac00 \ub9ce\uc774 \uc587\uc544\uc84c\uace0 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ubd88\ud655\uc2e4\uc131\uc774 \ub192\uc544\uc84c\uae30 \ub54c\ubb38\uc774\ub2e4. \uc791\ub144 7\uc6d4\uc774\ud6c4 \uc138\ubc88\uc758 \uce90\ub098\ub2e4 \uc911\uc559\uc740\ud589 \uae30\uc900\uae08\ub9ac \uc0c1\uc2b9\uc774 \uc774\ubbf8 \uc774\ub8e8\uc5b4\uc84c\uace0, \uc9c0\ub09c\uc8fc\uc5d0\ub294 TD\uc740\ud589\uc744 \ube44\ub86f RBC, CIBC, BMO \ub4f1 \uc2dc\uc911\uc740\ud589\ub4e4\uc774 \uc790\uccb4\ub85c 5\ub144 \uace0\uc815 \uc8fc\ud0dd\ub300\ucd9c\uae08\ub9ac \uc774\uc728\uc744 \ucd5c\uace0 0.45 basis point\uae4c\uc9c0 \uc62c\ub9b0\ub2e4\uace0 \ubc1c\ud45c\ud588\ub2e4. \uc774\uc720\ub294 \uc740\ud589\uc758 Funding rate\uc774 \uc62c\ub77c\uac14\ub2e4\ub294 \uac83\uc774\ub2e4.
\n5\ub144 \uace0\uc815\uc73c\ub85c \uc0c8\ub85c \ub300\ucd9c\uc744 \ubc1b\uac70\ub098 \ub300\ucd9c\uae30\uac04\uc774 \ub05d\ub098 \uc0c8\ub85c \uacc4\uc57d\ud574\uc57c\ud558\ub294 \ubd84\ub4e4\uc5d0\uac8c \uc0c1\ub2f9\ud55c \ubd80\ub2f4\uc774 \ub418\uc5c8\ub294\ub370, \uc740\ud589\uc5d0\uc11c\ub294 \ubcc0\ub3d9\uae08\ub9ac\uc5d0 \ub300\ud574\uc11c\ub294 \uc624\ud788\ub824 \uc774\uc804\ubcf4\ub2e4 \uc870\uae08 \ub0ae\ucd94\uc5c8\ub2e4.
\n\uc9c0\uae08 \ub2f9\uc7a5\uc740 \ubcc0\ub3d9\uae08\ub9ac\uac00 \ud6e8\uc52c \ub9e4\ub825\uc801\uc774\ub098, \uae08\ub9ac\uac00 \ub354 \uc624\ub97c \uac00\ub2a5\uc131\uc73c\ub85c \ubcf4\uc544 \ube68\ub9ac \uace0\uc815\uc73c\ub85c \ubb36\uc5b4 \ub450\ub294 \uac83\uc774 \ub354 \uc548\uc804\ud560 \uac83\uc774\ub2e4. \uc774\ub7ec\ud55c \ub300\ucd9c\uaddc\uc81c\ub85c GVA\uc5d0\uc11c\ub294 1 \ubc31\ub9cc \ub2ec\ub7ec \uc774\ud558\uc758 \ucf58\ub3c4\ub4e4\uc774 \ud6e8\uc52c \ud310\ub9e4\uc728\uc774 \ub192\ub2e4.
\n\ud558\uc9c0\ub9cc \uac04\uacfc\ud558\uba74 \uc548\ub420 \uac83\uc740 \uc815\ubd80\uac00 \uc2dc\uc7a5\uc5b5\uc81c\uc815\ucc45\uc73c\ub85c \uc4f0\uace0 \uc788\ub294 \uac83\uc740 \uc218\uc694\uce21\uba74\uc758 \uacf5\uaca9\uc801\uc778 \uc815\ucc45\uc73c\ub85c \uadfc\ubcf8\uc801\uc73c\ub85c \uad6c\ub9e4\uc790\uc758 \ub2a5\ub825\uc744 \uc904\uc774\ub294 \uac83\uc77c \ubfd0\uc774\ub2e4. \uc55e\uc73c\ub85c\uc758 \uc2dc\uc7a5 \uc218\uc694\uc758 \ud070 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud560 \ubc00\ub808\ub2c8\uc5bc (Millenial)\uc138\ub300\ub4e4\uc758 1\/3\uc774 \uac00\uae4c\uc6b4 \uc2dc\uc77c\ub0b4\ub85c \uc8fc\ud0dd\uad6c\ub9e4\ub97c \ud76c\ub9dd\ud558\uace0 \uc788\uace0, \uc774 \uae00 \uccab\ubd80\ubd84\uc5d0\uc11c \ub2e4\ub8e8\uc5c8\ub4ef\uc774 Tech \uc0b0\uc5c5 \ub4f1 \uc0c8\ub85c\uc6b4 \uc77c\uc790\ub9ac \ucc3d\ucd9c\uc5d0 \ub530\ub978 \uace0\uae09\uc778\ub825\ub4e4\uc758 \ubc34\ucfe0\ubc84\ub85c\uc758 \uc720\uc785\uc774 \uacc4\uc18d\ub420 \uac83\uc774\uae30 \ub54c\ubb38\uc5d0, \uadf8\ub9ac\uace0 \ubb34\uc5c7\ubcf4\ub2e4 \uacf5\uae09\ub7c9\uc774 \ub298\uc9c0 \uc54a\uc558\ub2e4\ub294 \uc810 \ub54c\ubb38\uc5d0, \uc77c\uc2dc\uc801\uc73c\ub85c \uc8fc\ud0dd\uc2dc\uc7a5\uc774 \uce68\uccb4\ub420\uc218\ub294 \uc788\uc73c\ub098 \uc7a5\uae30\uc801\uc73c\ub85c \ubcfc \ub54c \uc8fc\ud0dd\uac00\uaca9\uc774\ub098 \ub80c\ud2b8\uac00\uaca9 \ub4f1\uc740 \uacc4\uc18d \uc0c1\uc2b9\ub420 \uac83\uc744 \uc608\uc0c1\ud560 \uc218 \uc788\ub2e4.<\/p>\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc138\ubbf8\ub098\ub97c \ud558\uba74\uc11c \ub9ce\uc774 \ubc1b\ub294 \uc9c8\ubb38\uc774 \uc5ec\ub7ec \ud22c\uc790 \ubc29\ubc95\uc911\uc5d0\uc11c \uc8fc\ud0dd\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \ubbf8\ub798\ub97c \ubcf4\uc558\uc744\ub54c \uc633\uc740\uac83\uc778\uac00 \ud558\ub294 \uc9c8\ubb38\uc774\ub2e4. \ub2f5\uc740 \uadf8\ub807\uac8c \uac04\ub2e8\uce58\ub9cc\uc740 \uc54a\ub2e4. \uc5bc\ub9c8\ub3d9\uc548 \ud22c\uc790\uae30\uac04\uc744 \ub458 \uac83\uc774\ub0d0\uc5d0 \ub530\ub77c \ub9ce\uc774 \ub2ec\ub77c\uc9c4\ub2e4. \uc791\uae08\uc758 \uc0c1\ud669\uc744 \ubcf4\uc558\uc744 \ub54c \uc138\uacc4\uc801\uc73c\ub85c \uc77c\uc5b4\ub098\ub294 \uba54\uac00 \ub3c4\uc2dc\ud654(\uc778\uad6c\uc640 \uacbd\uc81c\uac00 \uba87\uac1c\uc758 \ud070 \ub3c4\uc2dc\ub85c \uc3e0\ub9ac\ub294 \ud604\uc0c1)\uc758 \ud604\uc0c1\uc744 \ubc34\ucfe0\ubc84\uac00 \uc5b4\ub290 \ub3c4\uc2dc\ubcf4\ub2e4 \uc9c1\uc811\uc801\uc73c\ub85c \ubc1b\uace0 \uc788\ub294 \ub4ef\ud558\ub2e4. \uc138\uc6d4\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ub3c4\uc2dc\ub4e4\ub3c4 \ud765\ub9dd\uc131\uc1e0\ub97c \uac70\ub4ed\ud558\uc9c0\ub9cc … Read more<\/a><\/p>\n","protected":false},"author":8,"featured_media":3521,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[21,24,7],"tags":[],"class_list":["post-3519","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-main-news","category-kim-realty","category-column"],"_links":{"self":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts\/3519","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/comments?post=3519"}],"version-history":[{"count":4,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts\/3519\/revisions"}],"predecessor-version":[{"id":3525,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/posts\/3519\/revisions\/3525"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/media\/3521"}],"wp:attachment":[{"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/media?parent=3519"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/categories?post=3519"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/todaysmoney.ca\/main\/wp-json\/wp\/v2\/tags?post=3519"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}